http://www.dzikakiszka.com Sun, 05 Sep 2010 09:13:12 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 http://www.dzikakiszka.com/chevrolet-malibu-insurance.html http://www.dzikakiszka.com/chevrolet-malibu-insurance.html#comments Sat, 04 Sep 2010 12:57:16 +0000 admin http://www.crawbot.co.cc/?p=3030 >>I Went from Paying $600 a month for Car Insurance to only $111 a month! ]]>

>>>I Went from Paying $600 a month for Car Insurance to only $111 a month! ]]> http://www.dzikakiszka.com/chevrolet-malibu-insurance.html/feed 0 http://www.dzikakiszka.com/getting-a-tax-break-with-your-hybrid-vehicle.html http://www.dzikakiszka.com/getting-a-tax-break-with-your-hybrid-vehicle.html#comments Sat, 28 Aug 2010 00:56:13 +0000 admin http://www.crawbot.co.cc/?p=3026

Buying a hybrid car gives the phrase “go green” a whole new meaning. Not only is it good for the environment, it’s also good for your pocket book. Check out the tax benefits of hybrid vehicles for yourself.

The government has decided that encouraging drivers to do their part to protect the environment could be better enhanced by offering tax incentives. So 2006 sees a variety of incentives from tax credits to tax deductions.

But before you get too excited, be sure you understand all the regulations. It is a bit complex and not all vehicles that call themselves hybrids actually qualify for the hybrid tax relief programs.

The full on hybrid vehicle uses both a gas engine and an electric engine. The Toyota Prius is an example of a full on hybrid. However some of the other models that call themselves hybrids aren’t classified as such by the government. That’s because some vehicles that do no more than shut the engine off at idle wear the hybrid designation.

The full tax credit is applicable to only the first 60,000 cars sold by the car maker. After that, the amount of the credit goes down. So if you want to be able to take the full tax credit you need to be buy early. Be aware that leasing doesn’t qualify for a tax credit.

The new tax incentive programs are much more valuable than the old programs that were in place. For the exact amount and rules you need to contact the IRC, but ACEEE has provided the following estimates to give you an idea of the tax benefits you might reap.

The Toyota Prius should qualify for the full $3400 tax credit, and it’s the only hybrid to earn this honor. A $2600 credit goes to the Ford Escape 2WD, Honda Insight, and Toyota Highlander 2WD. A $2200 credit is available for the Lexus RX400H, Honda Civic Auto Transmission, and Toyota Highlander 4WD. A $1950 credit goes to the Ford Escape 4WD and Honda Civic Manual Transmission. The Lexus GS450H, Nissan Altima, and Toyota Camry all have a $1300 tax credit. The Honda Accord, GMC Sierra, and Chevy Silverado all get under $1000.

Remember, these are estimates. The actual numbers will have to be obtained from the IRS or you’ll need to wait until they release them.

The basics for being able to take the credit are as follows: you must purchase the vehicle new on or after Jan 1, 2006, and it cannot be for re-sale. That’s pretty simple but there are some other areas that aren’t so clear so be sure you get the details on “all” the rules.

The tax benefits of hybrid vehicles are definitely improving. Have your accountant or bookkeeper find out what your personal options are and take advantage of any tax breaks you can!

]]> http://www.dzikakiszka.com/getting-a-tax-break-with-your-hybrid-vehicle.html/feed 0 http://www.dzikakiszka.com/future-oil-filters-may-change-motor-oil-maintenance-and-help-the-environment.html http://www.dzikakiszka.com/future-oil-filters-may-change-motor-oil-maintenance-and-help-the-environment.html#comments Sat, 31 Jul 2010 00:00:21 +0000 admin http://www.crawbot.co.cc/?p=3038

Do you realize over 500 million gallons of motor oil are purchased in the nation each year? Furthermore, about 50 percent of the more than 400 million oil filters sold are recycled. The Environmental Protection Agency (EPA) estimates that nearly half of the motor oil changed comes from do-it-yourself (DIY) mechanics. What impact does this have upon the earth and our ground water when we need to change motor oil in our vehicles every 3,000 miles?

A new technology introduced by SOMS Technologies, LLC, which provides engine oil filtration merchandise, reported on October 21, 2008 that they have created an oil filter which only needs replaced up to every 30,000 miles. It is important to change motor oil to keep the engine running smoothly and to remove dirt and other contaminants. In addition to saving auto owners on maintenance when they change motor oil, it also dramatically reduces oil filter disposal waste in our landfills. By capturing oil particles down to 2 microns instead of 25-40 microns in traditional oil filters, certified mechanics and those who do it themselves will see increased performance and cleaner oil when they change motor oil.

The automotive marketplace has not seen such a technological improvement with automotive oil filters in 30 years. This is a step in the right direction to save millions of gallons of drinking water, due to ground contamination when people change motor oil and do not dispose of it properly. According to the EPA, one gallon of used motor oil pollutes one million gallons of water, which threatens community drinking water and the environment. It is better to save than to waste our valuable resources when changing motor oil and filters.

The microGreen oil filter is being targeted toward larger industries for a test drive including government organizations and educational entities. Features with this new oil filter include a potential 5 percent increase in fuel efficiency, improved engine life and vehicle maintenance, and a 70 percent reduction in motor oil consumption, according to microGreenFilter.com. To further your driving capabilities, synthetic oils can be used when you change motor oil in order to obtain better fuel mileage and longer engine life. Ask for the benefits of using synthetic oil the next time you need to change motor oil at your nearest quick change oil company.

Routine maintenance for most cars recommend to change motor oil every 3-5,000 miles or more often if the car is driven in hot climates or for extensive highway use. With microGreen oil filters, those appointments to change motor oil including oil filters will be reduced since the dual filters only need changing every two to three oil changes. Quick change oil companies should not worry about this new technology because it hasn’t been released to the public nor has it been tested on mass amounts of vehicles. Additionally, auto owners will still need to change motor oil, but not as traditional auto manuals suggest. Quick stop lube businesses can use suggestive selling to their customers when they come to change motor oil and offer to replace wiper blades, air filters, buy gift certificates, motor oil change coupons and frequent visitor cards. Although the Web site says the oil filter should be available by mid-November, it does not provide an initial retail price. Lube companies should continue to use their stocked supply of motor oil and oil filters to provide the best service when people come to change their motor oil.

Green technology is what consumers are demanding and they will continue to support oil change companies who embrace eco-friendly products and services. Quick change motor oil companies will be able to offer their customers an eco- friendly alternative to the traditional oil filter with the initial motor oil change. After the initial installation, customers will see the benefits of using the dual filter with increased fuel usage, better engine performance and less trips to the automotive garage or dealerships to fix worn engine components. 

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